• Al AbdulHadi: We offer various financing options tailored to meet our customers’ expectations and support their plans

National Bank of Kuwait (NBK) strives to provide an array of banking products and services that meet its customers’ needs and expectations, with a view to enrich their banking experience. This is clearly manifested in the diverse financing solutions provided by the bank, allowing customers to choose from a range of solutions that are carefully designed to meet their needs.

NBK is keen to provide its customers with financing solutions in a convenient and safe way, and to allow them quick and easy access to all top-notch banking services. To this end, the bank enables customers to apply for a loan/credit card or open an account electronically, through simple steps using the various NBK Digital Channels.

And as part of diversifying financing solutions, NBK provides loan buyout service for new customers, and re loan refinancing for existing customers, giving them various benefits, in addition to access to the bank’s top-notch banking services. NBK Customers can also obtain loans against a fixed or flexible deposit or a cash collateral up to 100% of amount.

On this occasion, Mr. Meshal Al AbdulHadi, Executive Manager, Consumer Banking Group at National Bank of Kuwait said: "We seek to provide various financing solutions that are tailored to meet our customers’ needs, in a way that provides them with the required support and helps them accomplish their future plans and get utmost benefits.”

"In addition to providing various financing solutions, we are keen to ensure that our customers obtain them quickly and easily, for their convenience and safety. Therefore, and in our efforts to consolidate our leadership in providing top-tier digital banking services, we have introduced the service of applying for a loan or credit card electronically, where customer’s application is examined and responded to, no later than two working days” he added.

Al AbdulHadi affirmed that the newly introduced financing solutions, basically loan buyout and loan refinancing for existing customers, are governed by NBK's uncompromising prudential risk management strategy, as finance is approved only after examining customer's credit status in compliance with all regulatory requirements applicable in this regard.

NBK seeks to support its customers to realize their aspirations by providing a variety of loans that allow them own a house through the Housing Loan, buy a new car through the Auto Loan, as well as Consumer Loan that help customers attain a higher academic degree, or buy various consumer goods.

Furthermore, NBK offers a wide range of banking products and services that suit customers' lifestyles, as they can choose from NBK Credit Cards designed to fit their different needs, which provide them with numerous benefits and rewards, including NBK Rewards Program and LoungeKey Program, as well as benefiting from discounts, concierge service and other international services.

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