Richard CarterIndustry ExpertRichard's role is as Head of Fixed Interest Research at Quilter Cheviot. His main area of expertise is the global bond market, which includes government, corporate and emerging market debt and he is able to access these areas both through direct holdings and external funds. He is chair the firms Fixed Interest Committee and am also a member of the Asset Allocation and Collectives committees.He has worked at Quilter Cheviot for over six years and has a total of 16 years of investment experience. In his previous roles, he was a Fixed Income analyst and Fund Manager at Barings and BNY Mellon.He graduated from Leeds University with a BA (Hons) in History and is also a CFA charter holder.