Dubai - This holiday season NRIs can look forward to owning a home in their homeland, with the help of housing finance major HDFC's "NRI Homeland Offer". In the GCC countries, which will include UAE, Qatar, Bahrain, Kuwait, Saudi Arabia, this offer will be introduced in India in all the 203 outlets of HDFC across the country. The offer will continue till the end of the month. Commenting on the offer Ms. Renu Sud Karnad, executive director, HDFC, said, "Summer holidays for Non-Resident Indians have begun and for most of them buying a home during their visit is a priority. This offer has been introduced keeping in with our philosophy of customer convenience and the facilities extended as part of this offer will benefit both the NRIs and their families residing in India." As part of the offer homebuyers can avail special interest rates, assistance in property search with the help of HDFC Realty, legal advice, technical counseling and on-the-spot approval of loan. Professionals like doctors, engineers, chartered accounts & architects can avail loan under special schemes.
For speedy approval of loan application customers must bring along the following documents:
- Photocopy of labor contract along with English translation duly countersigned by employer.
- Latest salary certificate from the company in English.
- Photocopy of the last four months local bank account statement.
- Photocopy of the valid resident visa stamped on passport.
- Photocopy of labor card 1 identity card.
HDFC introduced this offer keeping in mind the special requirements of its NRI customers. The offer brings in facilities that will assist them in their home buying process by making their trip to HDFC a one-stop-shop destination. Incidentally, this is also HDFC's tenth year of operation in the Dubai region. Over the years the company has not only spread its network across the GCC countries, with the help of the service associates, but have also managed to develop an experienced team of professionals who can counsel the customers on all aspects of home buying and service them locally.
Other than loans for purchase of flats one can also avail finance for land purchase for housing, construction of the house, home extension and home improvement. For re-payment of the loan freestanding instruction facility from HDFC Bank is also available,
In an attempt to facilitate homebound Non-Resident Indians to settle down back in India, HDFC has spread itself across the GCC countries with an office in Dubai and Service Associates in Sharjah, Abu Dhabi, Kuwait, Oman, Qatar and Saudi Arabia (Alkhobar, Jeddah, Riyadh). In the last 10 years of operation in the Middle East region HDFC, keeping with its philosophy, has consistently striven for and developed an excellent reputation for professionalism, integrity and an impeccable record of customer friendly services. Do visit HDFC's "RNI Homeland Offer" between July 6 to 31, 2005 or apply online at www.hdfc.com.
© Arab News 2005
