27 January 2016

(Following results for the year ended 31 December 2015 are subject to approval by the UAE Central Bank)

FY'15 Net Profits of AED 5.23 Billion; AED 1.04 Billion in 4Q

FY'15 Revenues of AED 10.6 Billion; AED 2.6 Billion in 4Q

Customer Loans up 6% y-o-y to AED 205.9 Billion

CASA Deposits grew 4% y-o-y; Loans-to-deposit ratio improved to 88%

International deposits represent 37% of total deposits (vs 24% in FY'14)

Strong Capital Ratios with Tier-1 at 15.7%

Return on Equity (RoE) at 12.9% for FY'15

Board of Directors propose cash dividend of 40% (40 fils per share)

Read the full report here.

-Ends-

About NBAD
NBAD has one of the largest networks in the UAE, with an expanding network of 114 branches and cash offices and more than 574 ATMs across the country. NBAD's growing international network consists of about 60 branches and offices in 18 countries stretching across five continents from the Far East to the Americas, giving it the largest global network among all UAE banks.

Since 2009, NBAD has been ranked consecutively as one of the World's 50 Safest Banks by the prestigious Global Finance magazine, which also named NBAD the Safest Bank in the Emerging Markets and the Middle East.

 NBAD is rated senior long term/short term AA-/A-1+ by Standard & Poor's (S&P), Aa3/P1 by Moody's, AA-/F1+ by Fitch, A+ by Rating and Investment Information Inc (R&I) Japan, and AAA by RAM (Malaysia) , giving it one of the strongest combined ratings of any  Global  financial institution.

A comprehensive financial institution, NBAD offers a range of banking services including retail, investment and Islamic banking. NBAD grows strategically toward its vision to be recognised as the World's Best Arab Bank.

For more information please visit our corporate webpage at: www.nbad.com.

For further information, please contact:
Michael Miller
Head - Investor, Media & Public Relations
+971-2-6112355
michael.miller@nbad.com

Disclaimer
The information contained herein has been prepared by National Bank of Abu Dhabi P.J.S.C ("NBAD"). In addition to published financial information, NBAD also relies on information obtained from sources believed to be reliable but does not guarantee its accuracy or completeness. This document has been prepared for information purposes only and is not and does not form part of any offer for sale or solicitation of any offer to subscribe for or purchase or sell any securities nor shall it or any part of it form the basis of or be relied on in connection with any contract or commitment whatsoever. This document is not intended to be relied upon as advice to investors or potential investors, who should consider seeking independent professional advice depending on their specific investment objectives, financial situation or particular needs. Some of the information in this document may contain projections or other forward-looking statements regarding future events or the future financial performance of NBAD. These forward-looking statements include all matters that are not historical facts. The inclusion of such forward-looking information shall not be regarded as a representation by NBAD or any other person that the objectives or plans of NBAD will be achieved. NBAD undertakes no obligation to publicly update or publicly revise any forward-looking statement, whether as a result of new information, future events or otherwise.

© Press Release 2016