Commercial Bank of Dubai posted double-digit growth in net earnings for the full year 2025 on the back of strong revenue and risk management efforts.

The Dubai-listed lender recorded AED 3.5 billion ($ 953 million) in net profit for the last 12 months, up by 15.5 % from the AED 3.03 billion posted in 2024.

Total income rose 7.8 % to AED 5.92 billion, while net interest income went up by 9.3 % to AED 4.15 billion, supported by the prevailing rate environment throughout 2025.

A major contributor to the bottom line, the bank’s expected credit losses fell by about a third (31.6%) to AED 521 million.

For the fourth quarter of 2025, net profit reached AED 921 million. This was supported by lower impairment charges and the continued rise in net interest income from a loan book that surpassed AED 100 billion for the first time last year.

(Writing by Cleofe Maceda; editing by Seban Scaria) seban.scaria@lseg.com